Debt Settlement and Debt Reduction Services

Canada Debt Settlements provides many different debt negotiation services:

Canada Debt Settlements Inc Debt reduction through debt settlement homepage - your First and BEST Debt Reduction option - Start here
Debt Settlement is an innovative approach to debt-reduction and an alternative to bankruptcy, consumer proposals, credit counseling and other debt-management programs. There are many variations of debt-settlement programs but essentially, debt-settlement involves negotiating with your creditors for a lump-sum payment towards an outstanding debt as a full and final settlement for a lower amount than what is actually owed. There are different forms of this program, depending on the needs and requirements of the client.
Learn how to significantly reduce your debts with our debt reduction programs... - Debt reduction can have advantages and disadvantages - you must be sure that you are utilizing the solution that best meets your needs in regards to debt savings and timetable for repayment.

Common Debt Reduction misconceptions:

I can always apply for a consolidation loan and combine my debts into one low monthly payment...
There is no use applying for new credit (something like a consolidation loan to consolidate all your debts into one monthly payment) unless you meet the basic requirements of creditors:
  1. Sufficient income* in relation to overall debt (see Total-Debt-Servicing Ratio)
  2. Reasonable Credit Rating History (see Credit Rating System & Beacon Score)
  3. Clear record of judgments, liens or other credit irregularities
Canada Debt Settlements Inc always free debt reduction consultation - Call to figure out your best next step...Contact us
Canada Debt Settlements Inc. stands by the commitment and service guarantee that no client will be charged unless we can achieve a debt reduction. As our customer testimonials will demonstrate - we have a unique solution that allows a licensed agency to advocate with your creditors on your behalf. We work for YOU... not the creditor. Call now to speak with an experienced and licensed debt professional. What do you have to lose?

Additional information about our services:


Debt Settlement

The process of debt-settlement, for the qualified consumer, is an innovative alternative to insolvencies such as a Consumer Proposal and personal Bankruptcy Protection, and Orderly Payment Programs such as credit counseling services. Debt Settlement typically involves only unsecured debt and involves the process of direct negotiations with the consumer's creditor(s) or their agencies on the basis of the financial viability of the consumer. The objective of this process is to reduce the principle debt amount significantly so that alternative options are avoided, and the consumer resolves their financial obligations amicably. While monthly payment programs are available, Canada Debt Settlements specializes in lump-sum settlements.

Debt Reduction Services - Live With Freedom From Debt

Learn how to significantly reduce your debts with our debt reduction programs... - Debt reduction can have advantages and disadvantages - you must be sure that you are utilizing the solution that best meets your needs in regards to debt savings and timetable for repayment.

Canada Debt Settlements can assist you with the following Debt-Reduction Services:Let Canada Debt Settlements show you all of your debt reduction and repayment options - stop collection calls

  • Combining all your debts into one manageable monthly payment
  • Reducing your interest and shortening your payment plan
  • Assistance with household budgeting and expense savings to reduce monthly expenses

What's included in Debt Reduction Services?

Once you have been accepted into our debt reduction program we will handle all of the following for you:

  • ALL COLLECTION CALLS will be handled by our offices.
  • All payment arrangement negotiations will be handled by our licensed debt-negotiation experts
  • We will work for YOU and only your interests
  • We will NEVER charge you a fee or any form of up front charge - unless we can show you a significant debt savings and you choose to enroll in a program.
  • All consultations are free of charge and you are under no obligation. Please feel free to contact us to discuss your personal debt reduction options all you have to lose is debt.

Frequently Asked Questions

This is our Frequently Asked Questions Page:

  1. Do I have to walk into your office if I qualify?
    At Canada Debt Settlements, we deal with clients all across Canada via telephone, fax & e-mail. Physically visiting our office is an option of course, but not a necessity.
  1. Is Canada Debt Settlements licensed?
    Proudly licensed by the Ministry of Government and Consumer Services, we realize at Canada Debt Settlements that disclosing personal financial information with anyone in general is definitely not on the top of one's priority list. Simply put, most individuals would rather not discuss their financial hardship unless necessary. We understand it is a very emotional subject and want you to feel completely comfortable when approaching our services. Our clients' funds are fully protected and insured by our Trust Account (Similar to a lawyers) and provincial bonding to ensure that settlements, when approved, are processed efficiently.

Another Successful Debt Settlement...

I must say that I always ‘do my research’ in every area of life as best as I can so that I make the right purchase the first time. Well, this was not an area I was even remotely able to make a definitive call on since my wife and I never had any previous debt issues.
I researched and met up with many different Debt Resolution/Debt Solvers and tried to work with making monthly lump payments but it wasn’t the correct solution and in the end failed for us. I started researching into solving our Debt problems all over again when I came upon the idea of Debt Settlement…that was the correct solution and something my wife and I should’ve done the year before. The problem was who could we trust to do it and who was the best person for the job. That was our newest problem.
I started making calls and looking up as much information as I could get on the Companies that did this and I was confident that Canada Debt Settlement were the tops in this area so I called and spoke to Boaz. I was actually somewhat shocked as he had answered my questions and explained the way it worked so well I had no more questions the next day. This was a relief as the time frame for us was very tight and to this day I am amazed that everything was settled going right down to the wire on our tight schedule and that Boaz still managed great savings for us in the process. It pulled us right out of debt and had we called Canada Debt Settlement the year before we would’ve saved even more and not carried that Debt burden unnecessarily for an extra year.
If you’re doing your research looking for who is the right one for the job, I can honestly tell you save your time and money and go with Canada Debt Settlements. I would be happy to talk to anyone that has any uncertainty as the expertise and hard work Boaz did for us was truthfully incredible.
S.B. of Mississauga
Received Dec 23, 2013 via email
Total Savings: $18,000+

Call now for your free no obligation consultation 1-877-475-3939